Stocks , .seems like a good opportunity to buy

There is a lot of negative sentiment currently and there is panic. Despite all the bad news I think its a good time to buy. If you are already invested in stocks and are down by 10-15% its wouldn't make sense to sell these holdings now for loss. Its best to do disciplined investing and take benefit of dollar cost averaging.

One of my experiences has been despite being disciplined it also matters the time you invest at. e.g. if the market has been going up for past 2-3 days then don't buy today. Because considering cyclic nature of market and the fact that people will try to book profit the market will go down. Similarly you must do research on the stock you want to buy. If you have done your research then you will know the range the stock has been trading in (at least roughly and if there has not been an overly good or bad news about the stock). Combining the 2 factors together buy on the day market is in RED, buy the stock which has fundamentals correct, buy when the range of stock is making the stock trade in RED.

One another minor observation has been that best time to buy is around 3:00 PM. Only because it matches my style of investing. At 3:00 PM market has gone though cycles of heavy trading and at that time of the day stock price normally is stable so you are getting a weighted value of stock and not a sentiment, panic, speculation impacted price (which is usually the case 9:30-10:00 AM.
I have also experienced that when I buy a stock at 9:45 AM I get better opportunities around 3:00 PM therefore concluding that its best to wait till later part of the day.

Of course lot of other factors are at play. What if theres a market crash ? What is Recessions pulls you down further ? Well who knows. so far industries other than housing look ok (at least they don't look overly bad). And if are in recession we are probably already half way through. :)